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Texas Home Loan Team
at Prospect Mortgage
We do business in accordance with the Federal Housing Act and the Equal Credit Opportunity Act and do not discriminate on the basis of race, color, national origin, religion, sex, age, income, handicap or familial status.

Loan inquiries and applications in states where I am not licensed will be referred to a Loan Officer who is licensed in the property state. Equal Housing Lender. Prospect Mortgage is located at 15301 Ventura Blvd., Suite D300, Sherman Oaks, CA 91403. Prospect Mortgage, LLC (Unique Identifier #3296) is a Delaware limited liability company licensed by the Department of Corporations under the California Residential Mortgage Lending Act and operates with the following licenses: AK Mortgage Lender License #100251; AZ Mortgage Banker License #BK0903027, #BK0909362, #BK0908046, #BK0908050, #BK0908056, BK#0908057, #BK0908058, #BK0908731, BK#0903112, BK#0903912, BK#0906650, BK#0906913; To check the license status of your CO mortgage broker, visit www.dora.state.co.us/real-estate/index.htm; GA Residential Mortgage License #16984; IL Residential Mortgage Licensee #6424; MA Mortgage Lender/Broker License #MC2011; MS Licensed Mortgage Co.; MT Residential Mortgage Lender Licensee #120; NV Division of Mortgage Lending Mortgage Banker #1173 and Mortgage Broker #3095; Licensed by the NH Banking Dept.; Licensed Banker-NJ Dept. of Banking and Insurance #9932415; Operates as Prospect Lending, LLC in NY (Licensed Mortgage Banker-NYS Banking Department); Operates as Prospect Mortgage, LLC of Delaware in OH (Ohio Mortgage Broker Act, Lic # MB.803629.000); OR Mortgage Lender Licensee #ML-2006; PA Dept. of Banking license #1740; RI Licensed Lender #20021343LL, Broker #20041643LB; licensed by the VA State Corp. Commission as MC-2195. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and pricing are subject to change at any time and without notice. This is not an offer to enter into a rate lock agreement under MN law, or any other applicable law.
HomePath is a registered trademark of Fannie Mae.
Disclosure last updated March 30, 2010


Call Us Today! 817-328-1307
850 E State Hwy 114, Ste 100
Southlake, TX 76092
The Texas Home Loan Team at Prospect Mortgage is here to help you find the right home mortgage loan!
The Right Loan for the Right Home
The Texas Home Loan Team is here to assist you with your new home loan whether you are looking to purchase or refinance. Our dedicate staff will be here to help you with any questions that you might have. Our staff understands the Texas Home Loan process as well as the Texas Home Market. Our goal is to provide you with the best possible home loan while providing you outstanding customer service.
Home Mortgage Loan Lending
The Texas Home Loan Team has over 30 years experience in the mortgage market. Mortgage lending is the only thing we do! We take pride in staying up-to-date with the mortgage market including staying up-to-date on the home loan guidelines and programs. Our staff continues to train and stays informed in the ever changing mortgage industry. This is very important for our clients.
We are home loan professionals and our only focus is to provide you with the best home loan!
Experience the Texas Home Loan Team Difference!
Here at Prospect Mortgage, we offer superior customer service. While many other lenders are taking over 45 days to close a home loan, we can close a home loan much faster!
We also offer several different loan programs and a rate protection program. Contact our staff today to discuss your options for a new home mortgage loan!Purchasing A New Home?
Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.
Need To Refinance?
Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.
Consolidate Debt?
Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards, put your kids through college, or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.




Texas Mortgage and Real Estate News
Texas mortgage and real estate news is a collection of useful information about the mortgage industry, Texas real estate market or any other useful information.
How To Improve Your Credit Score
Your credit score is one of the most critical numbers linked with you. Your credit score and significantly affect your ability to obtain items like a new vehicle or even a dwelling. It is vital to manage your credit profile so you can constantly have the ability to buy the products you want. Your score can improve by managing your credit responsibly over time and by following some simple recommendations. Click here to read more of this article.
What Factors Make Up Your Credit Score
For several people, understanding what makes up your credit score is not always understood. There are several factors in your credit score and knowing how each factor affects your score will give you a better understanding of how to get the highest possible credit score. If you manage your credit correctly, you will get the highest possible score which will give you the ability to get qualified for financing like a home loan or auto loan. Click here to read more of this article.
How The New FHA Home Loan Changes Affect You
The new FHA Home Loan changes went into effect on Monday, October 4, 2010. The changes to the FHA mortgage program include an increase in the annual mortgage insurance premium as well as a reduction in the upfront mortgage insurance fee. The result to a lot of home buyers is a lower loan amount, but a higher monthly payment. Click here to read more of this article.
Mortgage Rates vs Closing Cost - Understanding How Interest Rates and Closing Cost Work
A mortgage is one of the biggest financial decisions one will make during their lifetime and it is crucial to make sure that you understand the terms of your loan. One of the most important parts of your mortgage loan is your loan interest rate. Several home owners believe that the lowest interest rate is the most important part of a loan, but this is not always true. Interest rates and the associated closing cost play an crucial roll in the home loan and both effect each other. Click here to read more of this article.
Why You Would Consider A Discount Point On A Mortgage Loan
When it comes to getting the lowest interest rate for a mortgage loan, the best way to get the lowest rate is to purchase a buy down on the rate. The purchasing of discount points to lower the rate can save you money over the long term of the loan, but it is important to know whether a discount point will help you save money. Click here to read more of this article.
Five Questions To Ask Your Mortgage Loan Officer
When applying for a mortgage, it is important to be as prepared to make the loan process as easy as possible. There are five basic questions you should ask your mortgage officer to make sure that you are getting the best possible mortgage and to make sure that your mortgage loan will close on time. Click here to read more of this article.