Texas Home Loan Team
Prospect Mortgage
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at Prospect Mortgage
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We do business in accordance with the Federal Housing Act and the Equal Credit Opportunity Act and do not discriminate on the basis of race, color, national origin, religion, sex, age, income, handicap or familial status.
Equal Housing Opportunity
Loan inquiries and applications in states where I am not licensed will be referred to a Loan Officer who is licensed in the property state. Equal Housing Lender. Prospect Mortgage is located at 15301 Ventura Blvd., Suite D300, Sherman Oaks, CA 91403. Prospect Mortgage, LLC (Unique Identifier #3296) is a Delaware limited liability company licensed by the Department of Corporations under the California Residential Mortgage Lending Act and operates with the following licenses: AK Mortgage Lender License #100251; AZ Mortgage Banker License #BK0903027, #BK0909362, #BK0908046, #BK0908050, #BK0908056, BK#0908057, #BK0908058, #BK0908731, BK#0903112, BK#0903912, BK#0906650, BK#0906913; To check the license status of your CO mortgage broker, visit www.dora.state.co.us/real-estate/index.htm; GA Residential Mortgage License #16984; IL Residential Mortgage Licensee #6424; MA Mortgage Lender/Broker License #MC2011; MS Licensed Mortgage Co.; MT Residential Mortgage Lender Licensee #120; NV Division of Mortgage Lending Mortgage Banker #1173 and Mortgage Broker #3095; Licensed by the NH Banking Dept.; Licensed Banker-NJ Dept. of Banking and Insurance #9932415; Operates as Prospect Lending, LLC in NY (Licensed Mortgage Banker-NYS Banking Department); Operates as Prospect Mortgage, LLC of Delaware in OH (Ohio Mortgage Broker Act, Lic # MB.803629.000); OR Mortgage Lender Licensee #ML-2006; PA Dept. of Banking license #1740; RI Licensed Lender #20021343LL, Broker #20041643LB; licensed by the VA State Corp. Commission as MC-2195. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and pricing are subject to change at any time and without notice. This is not an offer to enter into a rate lock agreement under MN law, or any other applicable law.
HomePath is a registered trademark of Fannie Mae.
Disclosure last updated March 30, 2010
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Call Us Today! 817-328-1307
850 E State Hwy 114, Ste 100
Southlake, TX 76092
Refinance Home Loans

Whether you are looking to refinance your home to get a lower rate, lower your monthly payment, reduce your home loan term or get some extra cash for home improvements or payoff some debts, the Texas Home Loan Team is here to help!  We offer several different home mortgage loan options.


Refinance to Lower Your Rate

Refinancing to lower your home mortgage loan rate is a great way to save on interest.  The best refinancing option to reduce your rate is to refinance into a 15-year mortgage.  15-year Mortgage loans offer the best rates, but with today's rates, many clients still like the flexibility of the 30-year mortgage.  Click here to complete our mortgage rate form and a loan consultant will contact you to go over your mortgage rate options.


Refinancing to Lower Your Monthly Payment

This is the most common reason people want to refinance their home.  Reducing your mortgage payment helps save you money per month!  The most common loan term is the 30-year mortgage since this program offers the smallest monthly payment.


Refinancing to Reduce Your Home Loan Term

This refinance option is designed to help people payoff their home loan quicker.  The most common loan term is the 15-year mortgage, but we do offer loan terms at 10-year notes as well.


Refinancing to Get Equity

This refinancing option is designed to let homeowner's pull out equity from their home.  The Cash Out Home Loan can be used for many reasons and the most common reason is debt consolidation.  Consolidating debt into one low monthly payment can save clients hundreds of dollar a month!  The equity home loan can also be used for home improvements, paying for college tuition, buying a new car or just to have some extra cash.  There are limitations in Texas about the home equity loan, please contact one of our loan consultants to discuss your home loan options.


Types of Loan Programs for Refinancing

We offer several different loan programs including FHA Home Loans, VA Home Loans, and conventional home loans to assist our clients with their refinancing needs.  Contact our office today to find out what we can do for you!

Begin the Home Loan Process Today!
Begin the Home Loan Process